))
Roth IRA Mistakes to Avoid
Manage episode 483840903 series 3505170
Kandungan disediakan oleh Rick Luchini. Semua kandungan podcast termasuk episod, grafik dan perihalan podcast dimuat naik dan disediakan terus oleh Rick Luchini atau rakan kongsi platform podcast mereka. Jika anda percaya seseorang menggunakan karya berhak cipta anda tanpa kebenaran anda, anda boleh mengikuti proses yang digariskan di sini https://ms.player.fm/legal.
In this episode, we dive deep into Roth IRAs, Roth conversions, and the most common mistakes people make when trying to take advantage of these powerful retirement planning tools. Whether you're thinking about a backdoor Roth IRA, navigating the pro-rata rule, or wondering when it’s smart to convert your traditional IRA to a Roth, this episode is packed with practical, strategic advice.
We break down when Roth conversions make sense (and when they don’t), how to avoid costly tax surprises, and why understanding your current and future tax brackets is crucial. We also explore Medicare IRMAA surcharges, Social Security tax traps, and the flexibility Roth accounts offer in retirement.
If you’re a high-income earner, in your 40s or 50s, or nearing retirement and want to optimize your tax strategy, this episode is a must-listen. Learn how to build tax-free income, reduce future RMDs, and make smarter financial decisions.
🔔 Subscribe for expert tips on personal finance, tax planning, and retirement strategies.
31 episod
Kongsi
